The business start up process in Ireland can appear challenging for those starting out for the first time. These 10 key steps are presented to provide a quick and easy overview of points to take into account and plan for.
The purpose of the SME Credit Guarantee Scheme is to encourage additional lending to SMEs by offering a partial Government guarantee (currently 80%) to banks against losses on qualifying loans to eligible SMEs. The Credit Guarantee Scheme does not substitute for conventional lending that would otherwise have taken place.
14th July 2020
14th July 2020
Business, Covid-19
credit guarantee scheme, Irish sme loans, sme lending ireland
ESG considerations from an investing perspective has taken on a much more significant role in recent years. In fact, it is accelerating to a point, it may be forcing brands to make significance to how they operate, trade and manage employees.
In Ireland, while the general cost of paying for the educators is paid for through general taxation, there is a wide set of costs that need to be understood and factored for in advance of a child starting or returning to school, including the many different education costs.
18th June 2020
18th June 2020
Covid-19, Financial Wellbeing
Budgeting, Covid-19, financial wellbeing
Since nobody can predict with any certainty as to when a reasonable state of “normality” will return, we should plan according. The tips and tricks that boost one’s personal financial wellbeing in good times are doubly important when times are challenging, like now.
Stress can have a significant impact on our financial wellbeing. So it is important to first understand what the different forms of stress are and then, to take some key steps to learn to live with stress and even manage it. In this short article, Frank Conway examines the impact of stress and essential steps one can take to control it.
15th May 2020
15th May 2020
Covid-19, Family Budgeting
Budgeting, Covid-19, financial wellbeing, Spending, Stress
The business planning process has changed significantly as a result of covid-19 and the long-term impact is still unknown. However, the emerging blueprint points to a costlier business model even before consumer behaviour is factored in.
The primary factors that impact the quality of sleep are stress, physical pain, personal finances, social isolation/loneliness. Financial stress has a major health impact including increased incidents of migraines, ulcers and depression. This can also lead to poorer work performance and workplace absenteeism.